Most San Diego buyers choose local mortgage brokers because they value speed, personal guidance, and local relationships. Unlike big banks, brokers shop multiple lenders to find better rates and smoother…
VA loans offer San Diego veterans and active-duty service members zero down payment, no private mortgage insurance (PMI), and competitive interest rates. With local support from a VA mortgage specialist…
Choosing between FHA and conventional loans in San Diego depends on your credit score, down payment, and financial goals. FHA loans offer flexibility for first-time buyers with smaller down payments,…
San Diego’s 2025 housing market is stabilizing after years of price surges. Expect moderate growth, rising inventory, and steady mortgage rates hovering between 6% and 7%. For buyers, that means…
Fast Answer What is a Non-QM loan? A Non-Qualified Mortgage (Non-QM) is an alternative home loan that lets you qualify with non-traditional income (like bank statements, assets, DSCR for investors)…
Fast Answer What is a Jumbo Loan? Any mortgage above $1,006,250 in San Diego County (2025 limit) that exceeds conforming loan caps. Why it matters: Jumbo loans open doors to…
Why Looking Beyond 2025 Matters San Diego isn’t just another housing market—it’s one of the most competitive in the country. With limited land, strong job growth, and a lifestyle that…
When it comes to buying a home in San Diego, there’s one decision that’s just as important as choosing the house itself—choosing the right mortgage broker. Whether you're a first-time…
Hi, I’m Trevor Sanders, the owner of SD-Loans—and if you’re feeling stuck because you can’t qualify for a mortgage on your own, don’t give up just yet. I’ve helped plenty…
Hi, I’m Trevor Sanders, owner of SD-Loans—and if you’re a freelancer, gig worker, or self-employed creative in San Diego trying to buy a home, I know you’ve probably hit some…
