Privacy Policy for SD-Loans
Effective Date: 12/30/2024
SD-Loans (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy outlines how we collect, use, and protect the information you provide to us when you visit our website, https://sd-loans.com, or interact with our services.
1. Information We Collect
We may collect the following types of information when you interact with our website or services:
- Personal Information: This includes your name, email address, phone number, mailing address, and any other details you provide when filling out forms, applying for a loan, or contacting us.
- Financial Information: If you apply for a loan, we may collect details about your income, employment, credit history, and other financial data necessary to process your application.
- Automatically Collected Information: This includes your IP address, browser type, device information, and browsing activity on our website, collected through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To process loan applications and provide mortgage-related services.
- To respond to inquiries and provide customer support.
- To improve our website, products, and services based on user feedback and preferences.
- To send updates, promotional materials, and relevant communications, where permitted by law.
- To comply with legal and regulatory obligations.
3. Sharing Your Information
We do not sell your personal information to third parties. However, we may share your information in the following circumstances:
- With Service Providers: To trusted third parties who assist in delivering our services, such as credit reporting agencies, financial institutions, or technology providers.
- For Legal Compliance: To comply with legal obligations, enforce our Terms of Service, or protect the rights, property, or safety of SD-Loans, our clients, or others.
- With Your Consent: When you explicitly authorize us to share your information.
4. Data Security
We take the security of your personal information seriously and implement industry-standard practices to protect it from unauthorized access, loss, misuse, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
You have the following rights regarding your personal information:
- Access and Correction: Request access to or correction of your personal data.
- Opt-Out: Unsubscribe from marketing communications by following the instructions in our emails or contacting us directly.
- Data Deletion: Request the deletion of your personal information, subject to our legal and business obligations.
To exercise these rights, please contact us at [email protected] or 619-855-5061.
6. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your browsing experience. Cookies help us understand how you use our website and enable certain features. You can manage your cookie preferences through your browser settings.
7. Links to Third-Party Websites
Our website may contain links to external sites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Updates will be posted on this page with the revised effective date. We encourage you to review this Privacy Policy periodically.
9. Contact Us
If you have any questions, concerns, or feedback about this Privacy Policy or our data practices, please contact us at:
Email: [email protected]
Phone: 619-855-5061
Thank you for trusting SD-Loans with your mortgage needs. Your privacy is our priority.