Terms of Service for SD-Loans
Effective Date: 12/30/2024

Welcome to SD-Loans. By accessing or using our website https://sd-loans.com and services, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read these Terms carefully before using our services. If you do not agree to these Terms, please refrain from using our website and services.

1. Definitions

  • “SD-Loans,” “we,” “us,” or “our” refers to SD-Loans, its owners, employees, and agents.
  • “You” or “user” refers to any individual or entity accessing or using our website or services.

2. Services

SD-Loans provides mortgage brokerage and consulting services in San Diego, California. Our services include assistance with loan applications, guidance on mortgage programs, and expert advice tailored to your financial goals.

3. Use of Website

By using our website, you agree to:

  • Use the website for lawful purposes only.
  • Not engage in any activity that disrupts or interferes with the website’s functionality.
  • Not attempt to access unauthorized areas of the website or systems.

4. Eligibility

Our services are intended for individuals who are at least 18 years old and are legally capable of entering into binding contracts. By using our website, you represent that you meet these requirements.

5. Loan Application and Eligibility

Submitting a loan application through SD-Loans does not guarantee approval. Loan eligibility is subject to verification of income, creditworthiness, employment, and other underwriting requirements.

6. No Financial Advice

The information provided on our website is for informational purposes only and should not be considered financial, legal, or investment advice. Consult a licensed professional for personalized advice tailored to your situation.

7. Intellectual Property

All content, logos, trademarks, and materials on our website are the property of SD-Loans and are protected by copyright and trademark laws. You may not reproduce, distribute, or use any materials without our prior written consent.

8. Third-Party Links

Our website may contain links to third-party websites for your convenience. We are not responsible for the content, policies, or practices of these websites. Access these sites at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law:

  • SD-Loans is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services.
  • We do not guarantee that our website will be error-free or uninterrupted.

10. Indemnification

You agree to indemnify and hold SD-Loans harmless from any claims, damages, or expenses arising from your use of our website or services, your violation of these Terms, or your infringement of any rights of a third party.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective upon posting on this page. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

12. Termination

We reserve the right to terminate or restrict your access to our website or services at any time for any reason, including but not limited to violations of these Terms.

13. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes will be resolved in the courts of San Diego County, California.

14. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Email: [email protected]
Phone: 619-855-5061