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SD-LOANS Blog

The Pros and Cons of Buying a Condo

The Pros and Cons of Buying a Condo vs. a House in San Diego

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February 24, 2025
The Real Cost of Homeownership in San Diego

The Real Cost of Homeownership in San Diego: Hidden Fees and Expenses

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February 17, 2025
How to Use Gift Funds for a Down Payment

How to Use Gift Funds for a Down Payment: Rules for San Diego Borrowers

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February 10, 2025
How to Qualify for a Mortgage in San Diego

How to Qualify for a Mortgage in San Diego: Step-by-Step Guide

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February 3, 2025
Mortgage While Self-Employed in San Diego

How to Get a Mortgage While Self-Employed in San Diego

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January 27, 2025
Mortgage Mistakes San Diego Buyers Should Avoid

5 Common Mortgage Mistakes San Diego Buyers Should Avoid

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January 20, 2025
What Homebuyers Need to Know in 2025

The San Diego Housing Market: What Homebuyers Need to Know in 2025

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January 13, 2025
Refinancing in San Diego

Refinancing in San Diego: When to Work with a Mortgage Broker

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January 6, 2025
Mortgage Types in San Diego

Breaking Down Mortgage Types in San Diego: Fixed, Adjustable, and More

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December 30, 2024
What Is a Mortgage Broker

Mortgage Broker vs. Direct Lender: Which Is Best for San Diego Homebuyers?

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December 23, 2024
Benefits of Working with a Mortgage Broker in San Diego

Top 5 Benefits of Working with a Mortgage Broker in San Diego

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December 17, 2024
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Recent Posts

  • How to Improve Your Debt-to-Income Ratio Before Applying for a Mortgage in San Diego
  • Using a Mortgage Broker vs. Your Builder’s Preferred Lender: What San Diego Buyers Should Know
  • How Jumbo Loans Work in San Diego’s Luxury Home Market
  • San Diego Mortgage Timeline: How Long Each Step Takes (and How to Speed It Up)
  • The Mortgage Pre-Approval Process in San Diego: Why It’s Crucial for Homebuyers
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Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. ​

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