Skip to content
  • [email protected]
  • ​Call / Text: 619-855-5061
Instagram
SD LOANS logo
  • Home
  • About
  • Loan Programs
    • Conventional Home Loans
    • Jumbo Loans
    • FHA Mortgage Loans
    • VA Mortgage Loans
    • Non QM Loans
  • Refinancing
  • Apply
  • Blog
  • Contact
  • Home
  • About
  • Loan Programs
    • Conventional Home Loans
    • Jumbo Loans
    • FHA Mortgage Loans
    • VA Mortgage Loans
    • Non QM Loans
  • Refinancing
  • Apply
  • Blog
  • Contact
Schedule call
Read more about the article Refinancing as a Self-Employed Homeowner in San Diego (What to Know)

Refinancing as a Self-Employed Homeowner in San Diego (What to Know)

  • Post author:Trevor Sanders
  • Post published:October 6, 2025
  • Post category:Refinancing

Quick Answer Self-employed homeowners can refinance in San Diego using alternative documentation like bank statements, profit & loss statements, or asset-based programs. The key is choosing the right loan structure…

Continue ReadingRefinancing as a Self-Employed Homeowner in San Diego (What to Know)
Read more about the article The San Diego Homeowner’s Guide to Refinancing in 2025: Rates, Rules, and Requirements

The San Diego Homeowner’s Guide to Refinancing in 2025: Rates, Rules, and Requirements

  • Post author:Trevor Sanders
  • Post published:September 22, 2025
  • Post category:Refinancing

Hi, I’m Trevor Sanders, owner of SD-Loans here in San Diego. If you’ve been thinking about refinancing your home in 2025, you’re not alone. With interest rates stabilizing, new rules…

Continue ReadingThe San Diego Homeowner’s Guide to Refinancing in 2025: Rates, Rules, and Requirements
Read more about the article Refinance vs HELOC in San Diego: Which Option Fits Your Goals?

Refinance vs HELOC in San Diego: Which Option Fits Your Goals?

  • Post author:Trevor Sanders
  • Post published:September 15, 2025
  • Post category:Refinancing

Hi, I’m Trevor Sanders, owner of SD-Loans here in San Diego. If you’re a homeowner looking to unlock the value of your property, you’ve probably heard of two main tools:…

Continue ReadingRefinance vs HELOC in San Diego: Which Option Fits Your Goals?
Read more about the article When Does It Make Sense to Refinance in San Diego? (2026 Guide)

When Does It Make Sense to Refinance in San Diego? (2026 Guide)

  • Post author:Trevor Sanders
  • Post published:September 8, 2025
  • Post category:Refinancing

When Does It Make Sense to Refinance in San Diego? (2026 Guide) Quick Answer Refinancing in San Diego makes sense when you can lower your interest rate, reduce your monthly…

Continue ReadingWhen Does It Make Sense to Refinance in San Diego? (2026 Guide)
Read more about the article Using a Refinance to Pay Off Debt in San Diego: When It Makes Sense (2026)

Using a Refinance to Pay Off Debt in San Diego: When It Makes Sense (2026)

  • Post author:Trevor Sanders
  • Post published:September 1, 2025
  • Post category:Refinancing

Using a Refinance to Pay Off Debt in San Diego: When It Makes Sense (2026) Hi, I’m Trevor Sanders, owner of SD-Loans here in San Diego. Many homeowners ask me…

Continue ReadingUsing a Refinance to Pay Off Debt in San Diego: When It Makes Sense (2026)

Recent Posts

  • Mortgage Broker vs. Bank in San Diego — Which Gets You a Better Deal in 2026?
  • How a San Diego Mortgage Broker Helps First-Time Buyers Navigate the Market
  • What a Mortgage Broker Actually Does for San Diego Homebuyers (That Banks Don’t)
  • Top 10 Questions to Ask a Mortgage Broker in San Diego Before You Apply
  • Why San Diego Buyers Prefer Local Mortgage Brokers Over Big Banks

SD-Loans, LLC NMLS ID: 2702691 
www.nmlsconsumeraccess.org | Licensed by the California Department of Financial Protection and Innovation under the California Financing Law #60DBO-206383. SD-Loans, LLC is a mortgage broker and not a direct lender. We originate loans only in states where we are properly licensed. Equal Housing Opportunity.

SD LOANS logo
Equal Housing Logo

Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan.

Quick Links

  • Home
  • About
  • Refinancing
  • Application
  • Blog
  • Contact
  • Schedule a Consultation

resources

  • Mortgage Calculator

Loan programs

  • Conventional Home Loans
  • Jumbo Mortgage Financing
  • FHA Mortgage Loans
  • VA Mortgage Loans
  • Non-QM Loans
  • Refinancing

Stay Connected

  • [email protected]
  • Call / text: ​619-855-5061
  • NMLS #2702691
Instagram Linkedin Facebook

Accessibility Statement: If you are having trouble accessing any part of this website, please call us at 619-855-5061 for immediate assistance.

 

Do Not Sell or Share My Personal Information

2026 All Rights Reserved © SD-Loans | Privacy Policy | Terms of Service | Web Design by Golden Lens Media

Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}